{"id":81,"date":"2026-10-30T04:00:00","date_gmt":"2026-10-30T10:00:00","guid":{"rendered":"https:\/\/www.senzinsuranceagency.com\/blog\/?p=81"},"modified":"2026-10-14T13:43:25","modified_gmt":"2026-10-14T19:43:25","slug":"home-renovations-and-how-they-may-impact-how-much-insurance-coverage-you-need","status":"publish","type":"post","link":"https:\/\/www.senzinsuranceagency.com\/blog\/home-renovations-and-how-they-may-impact-how-much-insurance-coverage-you-need\/","title":{"rendered":"Home Renovations and How They May Impact How Much Insurance Coverage You Need"},"content":{"rendered":"

Home renovations are investments that not only add value to your home but can also improve its functionality. Any addition you’re planning should be factored into an update of your home insurance policy.<\/p>\n

Home Value Threat<\/h2>\n

If new materials within your home are damaged or stolen, your home’s overall value could be affected. That’s why it’s worth considering these additions before they’re installed. Many items used in renovation projects may qualify for insurance coverage.<\/p>\n

The main thing to focus on is whether an item would be difficult to repair or replace if it were unexpectedly damaged or stolen down the road.<\/p>\n

Liability Concerns<\/h2>\n

Making changes within your home can also increase the risk of an accidental slip or fall. New materials brought on-site could also damage a third party.<\/p>\n

Reviewing the liability risks tied to your renovation can help you determine how much residential liability coverage to add to your policy.<\/p>\n

A new staircase, swimming pool, balcony, or any other structure that could potentially cause harm or damage should be noted on your policy. Residential liability insurance can help cover legal costs if you’re ever faced with a lawsuit down the road.<\/p>\n

Insurance Agent Guidance<\/h2>\n

Speak with one of our agents at Senz Insurance Agency Inc. about the home renovations you’re planning. A qualified agent serving Beloit, WI, will help guide you toward the right home insurance products to protect you both during and after your renovation project.<\/p>\n

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Home renovations are investments that not only add value to your home but can also improve its functionality. Any addition you’re planning should be factored into an update of your home insurance policy. Home Value Threat If new materials within your home are damaged or stolen, your home’s overall value could be affected. That’s why […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[17,24,10,21,9,18],"class_list":["post-81","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-beloit","tag-home","tag-inc","tag-insurance","tag-senz-insurance-agency","tag-wi"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t