Tag: umbrella

As an attorney, you understand how quickly a personal injury or liability lawsuit can arise. While you regularly help clients navigate these claims, you are not immune to being named in a lawsuit yourself. A serious claim could threaten both your legal practice and your personal assets, making additional liability protection an important consideration.

At Senz Insurance Agency, Inc., we help legal professionals assess their risk exposure and select appropriate coverage. If you are considering umbrella insurance in Beloit, WI, our team is ready to help you review your options.

Why Umbrella Insurance Is Important for Attorneys

Umbrella insurance provides an added layer of liability protection beyond the limits of your underlying policies, such as auto or general liability insurance. Because attorneys often have established practices and valuable personal assets, they may be viewed as attractive targets in lawsuits following serious accidents or injury claims. Umbrella insurance helps protect those assets when standard policy limits are exhausted.

This coverage can help address a wide range of liability risks, including large bodily injury and property damage claims, as well as certain personal or advertising injury claims. It is important to understand that umbrella insurance does not cover malpractice claims. Coverage for professional errors or negligence must be obtained through a separate professional liability or errors-and-omissions policy.

Umbrella insurance also acts as gap protection. For example, if a visitor slips and falls at your office or another party alleges severe injuries after an auto accident you are involved in, umbrella coverage can help pay costs that exceed your primary policy limits.

Talk With an Agent About Your Coverage Needs

Protecting your practice and personal assets requires a thoughtful risk-management approach. When you meet with the team at Senz Insurance Agency, Inc., we will help you design a liability protection strategy that reflects your professional and personal exposure.

If you are looking for dependable umbrella insurance in Beloit, WI, contact Senz Insurance Agency, Inc. today to learn more about your coverage options and how we can help safeguard what you have worked hard to build.

If you have a lot of assets, you may be considering umbrella insurance for financial protection. The more you know about umbrella insurance, the easier it is for you to decide whether this is the right type of insurance for you.

The professionals at Senz Insurance Agency Inc., serving Beloit, WI, can help you make a choice. We work with many insurance carriers and can help you find a policy that meets your needs.

What Is Umbrella Insurance?

Umbrella insurance is a type of insurance that offers extended liability coverage. Umbrella insurance can extend liability coverage on an auto insurance policy, a home insurance policy, and other types of insurance. If you are sued for more than the liability coverage in your homeowners or auto insurance policy, umbrella insurance will kick in and offer additional coverage.

Who Needs Umbrella Insurance?

People who have many assets are often those who are most interested in umbrella insurance. If your assets are greater than the coverage amounts in your home and auto insurance policies, then you may be a good candidate for umbrella insurance.

People who are at higher risk of being sued may also be interested in umbrella insurance. For example, if you have a pool or a trampoline at home, then umbrella insurance may be a good option for you.

Shopping for Umbrella Insurance? Contact Us

If you’re shopping for umbrella insurance, the insurance representatives at Senz Insurance Agency Inc., serving Beloit, WI, can help you. Our insurance experts are available to answer your questions and give you information about umbrella insurance policies.

We work with many carriers and can shop around until we find an umbrella insurance policy that meets your needs. Call to speak with one of our insurance experts.