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The engine is one of the most important components of your vehicle and requires regular maintenance to keep it running properly. When something goes wrong, you may want to turn to your car insurance policy to help offset the cost, but there are only a handful of situations where your coverage extends to the engine.
At Senz Insurance Agency Inc., we can help you choose the right coverage for your needs. If you’re looking for an auto insurance quote in Beloit, WI, give us a call today.
When Engine Damage Is Covered
Auto insurance covers unavoidable perils and situations. It does not cover engine issues caused by poor maintenance or upkeep.
For example, if you’re in a car accident and have collision coverage, that coverage may pay for engine damage caused by the crash. If a covered fire damages the engine, comprehensive insurance will cover that loss. The same applies if your engine is damaged by a falling tree during a storm or if your car is caught in a flash flood; comprehensive coverage typically handles those repairs.
When It Does Not Cover Your Engine Damage
There are other situations where engine damage isn’t covered, including normal wear and tear, damage caused by poor maintenance, and manufacturer defects. Coverage also doesn’t apply if you failed to keep up with necessary oil changes and routine maintenance.
Get the Protection Your Car Needs
Turn to Senz Insurance Agency, Inc. for a quote when you need to update your coverage. We can help you choose auto insurance in Beloit, WI, that fits your specific needs. Let us help you get the right coverage in place.
